Retirement
Retirement is one of the key financial goals for many people. Saving early and often is important. So is taking advantage of products and accounts designed specifically for retirement. Tax advantages are a key feature of annuities, IRAs and employer sponsored retirement savings plans, such as 401(k), 403(b) and 457(b) plans. Any earnings growth in these products is generally tax-deferred until you make withdrawals, generally when you are retired and may well be in a lower tax bracket.
Calculators
- Cost of Retirement
Use this calculator to estimate how much income and savings you may need in retirement.
Flipbooks
- Envisioning Your Retirement: How to Prepare Today for a More Fulfilling Tomorrow
The road to retirement is seldom smooth. You need a sound savings strategy to help overcome obstacles in your path.
- Understanding Social Security and Medicare: America’s Retirement Safety Net
Social Security and Medicare rules can be complex. To help maximize benefits, it pays to understand your options.
Research Articles
- How Can I Control the Distribution of My Estate?
If you haven't taken steps already, consider planning now for the distribution of the assets of your estate.
- How Can I Estimate My Future Social Security Benefits?
The Social Security Administration’s retirement estimator gives estimates of your future benefits based on your actual Social Security earnings record.
- How Should I Manage My Retirement Plan?
Employer-sponsored retirement plans are more important than ever, but managing the assets can be confusing.
- Save Now or Save Later?
If you start saving for retirement sooner, the more money you are likely to accumulate and possibly retire sooner.
- What Are My Retirement Plan Distribution Options?
When receiving money accumulated in your employer-sponsored retirement plan, you have two options: lump sum or annuity.
- Will Social Security Retire Before You Do?
Greater demand is being placed on the Social Security system as the baby boom generation has begun to retire.